Guide on buying property in Dubai for Iranians

Purchasing property in Dubai has become a major opportunity for investment and residence, especially for Iranians and other expats. Thanks to Dubai’s strategic location, legal stability, economic prospects, and ease of ownership in designated areas, the real estate market continues to attract foreign buyers.

This article provides a practical and detailed guide based on official laws, user experiences, and expert consultations to help you avoid common mistakes and make a secure investment.

Step-by-Step Guide on Buying Property in Dubai

1. Budget Planning and Area Selection

• Determine your overall budget, including property price and additional fees.
• Choose the right area based on your lifestyle, investment goals, and budget.
• Understand the difference between Freehold (full ownership) and Leasehold (long-term lease) zones.
• Research reputable developments and assess the market in each neighborhood.
  Explore: The Best Areas to Invest in Dubai Real Estate in 2025 – Price & ROI

2. Viewing and Selecting the Property

• Visit properties in person or take virtual tours.
• Evaluate features, location, and amenities.
• Verify ownership documents and confirm authenticity with a certified real estate agent.

3. Down Payment and Ownership Approval (NOC)

• Make a down payment (usually 5% to 10% of the property price) to the seller or developer.
• Obtain a No Objection Certificate (NOC) confirming the property is free from liabilities and can be legally transferred.

4. Signing the Sales Contract & Registration with DLD

• Draft and sign a sales agreement in English or Arabic.
• Settle the remaining payment as per the contract.
• Register the transaction officially with the Dubai Land Department (DLD).
• Pay registration fees (approximately 4% of the purchase price).

5. Title Deed Issuance

• Once the sale is registered, the official title deed is issued in the buyer's name by the DLD.
• This document confirms legal ownership and enables resale or mortgage of the property.

6. Additional Fees

• Brokerage commission: Typically 2% to 3% of the purchase price.
• Service charges: Vary depending on the type and location of the property.
• Banking fees: Applicable if purchasing via mortgage (interest + bank fees).

Ownership Rules & Residency Options for Foreigners

Who Can Buy Property in Dubai?
Anyone over 21 years old, regardless of nationality—including Iranians—is eligible to buy property.

Freehold vs Leasehold Areas

• Freehold: Full and permanent ownership in designated areas.
• Leasehold: Long-term lease ownership, typically up to 99 years.

Residency Through Property Investment

• Buying property worth at least AED 750,000 qualifies you for a renewable 2-year residency visa.
• The visa has some limitations regarding work and education rights.

Important Notes:

• Individuals under 21 cannot legally buy property.
• New laws require stricter documentation and tax compliance for property transactions.
• Leasehold properties come with specific restrictions, so thorough research is recommended before buying.

Financial Considerations

• Down payment: 5–10% of the property value
• DLD registration fee: 4% of the property value (2% transfer fee + 2% registration fee)
• Broker commission: 2%–5% (reduced when buying through Afdal Real Estate due to direct transactions)
• Service charges: Based on type/location (typically AED 10–30 per sq. ft. monthly)
• Mortgage costs: Include interest and banking service fees

AFDAL Real Estate – Your Trusted Advisor

With AFDAL Real Estate, you're supported throughout the entire buying process:

• Expert guidance in selecting the right property and neighborhood
• Thorough legal and documentation checks
• Assistance with contracts and financial arrangements
• Smooth handling of official registration and title transfer

Why choose AFDAL?
No middlemen, reduced fees, legal security, and faster transactions.
AFDAL Dubai – Direct, Professional Real Estate Services for Foreign Buyers

Final Thoughts

For Iranians and other expats, buying property in Dubai presents a promising investment and lifestyle opportunity. With the right knowledge and compliance with legal and financial processes, your investment can be both secure and profitable.

Professional advisory services—such as those offered by AFDAL Real Estate—can help you save money, avoid legal complications, and ensure peace of mind throughout your property journey.